MME · ASX

MoneyMe Ltd. (ASX:MME)

AU$0.16

 -0.005 (-2.941%)
ASX:Live
20/12/2024 04:10:10 PM
Recent Earnings downgrade HALO Price Momentum HALO Ords GROWTH AUS Consensus Cheap +2
Consensus Score
/10
Recommend
Target Price
Deviation
Unlock Full Consensus Insights

MME Overview

MME Health Scores

Short Term

Mean Reversion

Very Strong

Trend

Neutral

Event

Neutral

Halo Model

MQV

Strong

GARP

Very Strong

MQV Small

Neutral

Valuation

Value

Consensus

Momentum

Price

Very Weak

Earnings

Very Strong

Growth

Earnings

Very Strong

Dividends

Very Strong

Quality

Capital Efficiency

Strong

Balance Sheet

Very Strong

About MME

Telephone

Address

Description

MoneyMe Ltd. is a consumer credit sector company, which engages in the provision of financing solutions to consumers for a variety of personal funding requirements. Its brands include MONEYME and SocietyOne. The company was founded by Clayton Howes, Scott Emery, and Steve Bannigan on May 9, 2013 and is headquartered in Sydney, Australia.

MME Price Chart

Key Stats

Market Cap

AU$140.01M

PE

6.50

EV/EBITDA

51.2

Dividends Overview

DIV Yield

.0%

Franking

N/A

Ex Dividend Date (est.)

N/A

Market Data

52 weeks range

Low 0.06 - 0.18

Trade Value (12mth)

AU$29,455.00

1 week

6.25%

1 month

41.67%

YTD

112.5%

1 year

126.67%

All time high

2.48

Key Fundamentals

EPS 3 yr Growth

-161.10%

EBITDA Margin

72.90%

Operating Cashflow

-$51m

Free Cash Flow Return

-3.80%

ROIC

1.70%

Interest Coverage

1.60

Quick Ratio

0.00

Other Data

Shares on Issue (Fully Dilluted)

795m

HALO Sector

Next Company Report Date

02-Sep-25

Ex Dividend Date (est.)

N/A

Next Dividend Pay Date (est.)

N/A

Reporting Currency

AUD

Short Sell (% of issue)

0.00

MME Announcements

Latest Announcements

Date Announcements

18 December 24

MONEYME secures A$125m funding facility with iPartners

×

MONEYME secures A$125m funding facility with iPartners

22 November 24

Notification regarding unquoted securities - MME

×

Notification regarding unquoted securities - MME

22 November 24

Notification regarding unquoted securities - MME

×

Notification regarding unquoted securities - MME

20 November 24

AGM Addresses and Slides

×

AGM Addresses and Slides

20 November 24

Results of 2024 Annual General Meeting

×

Results of 2024 Annual General Meeting

07 November 24

1Q25 Trading Update - 62% growth in loan originations

×

1Q25 Trading Update - 62% growth in loan originations

22 October 24

MONEYME executes debut $517.5m Autopay ABS deal

×

MONEYME executes debut $517.5m Autopay ABS deal

17 October 24

Notice of 2024 Annual General Meeting

×

Notice of 2024 Annual General Meeting

14 October 24

Notification regarding unquoted securities - MME

×

Notification regarding unquoted securities - MME

14 October 24

Notification of cessation of securities - MME

×

Notification of cessation of securities - MME

16 September 24

Date of 2024 Annual General Meeting

×

Date of 2024 Annual General Meeting

30 August 24

FY24 Sustainability Report

×

FY24 Sustainability Report

29 August 24

Appendix 4E and FY24 Annual Report

×

Appendix 4E and FY24 Annual Report

29 August 24

FY24 Results Announcement

×

FY24 Results Announcement

29 August 24

FY24 Results Investor Presentation

×

FY24 Results Investor Presentation

29 August 24

Appendix 4G and FY24 Corporate Governance Statement

×

Appendix 4G and FY24 Corporate Governance Statement

15 August 24

MONEYME FY24 Results Briefing Details

×

MONEYME FY24 Results Briefing Details

05 August 24

Updated Securities Trading Policy

×

Updated Securities Trading Policy

01 August 24

4Q24 Trading Update - Growth and strong loan performance

×

4Q24 Trading Update - Growth and strong loan performance

18 July 24

MONEYME executes $178m ABS transaction

×

MONEYME executes $178m ABS transaction

12 July 24

Notification of cessation of securities - MME

×

Notification of cessation of securities - MME

12 July 24

Notification regarding unquoted securities - MME

×

Notification regarding unquoted securities - MME

04 June 24

Change of Director's Interest Notice - Scott Emery

×

Change of Director's Interest Notice - Scott Emery

03 June 24

Final Director's Interest Notice - Peter Coad

×

Final Director's Interest Notice - Peter Coad

06 May 24

Director retirement and change of Chair

×

Director retirement and change of Chair

MME Fundamentals

Per Share Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Per Share, Growth & Valuations
EPS (Basic) $ Lock Lock Lock Lock -0.26 0.04 0.03 Lock Lock Lock
EPS (Fully Diluted) $ Lock Lock Lock Lock -0.26 0.04 0.03 Lock Lock Lock
     Growth % Lock Lock Lock Lock -464.1 114.5 -25.1 Lock Lock Lock
     PE X Lock Lock Lock Lock 40.9 0.9 6.5 Lock Lock Lock
     EV/EBITDA X Lock Lock Lock Lock 0.0 18.9 51.2 Lock Lock Lock
CFPS $ Lock Lock Lock Lock 0.26 0.16 0.06 Lock Lock Lock
FCFPS $ Lock Lock Lock Lock 0.36 0.64 -0.06 Lock Lock Lock
     Growth % Lock Lock Lock Lock 54.2 -37.5 -61.1 Lock Lock Lock
     Yield % Lock Lock Lock Lock 63.0 810.6 -99.9 Lock Lock Lock
DPS $ Lock Lock Lock Lock 0.00 0.00 0.00 Lock Lock Lock
     Growth % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
     Yield % Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
     Payout Ratio % Lock Lock Lock Lock 0 0 0 Lock Lock Lock
BPS $ Lock Lock Lock Lock 0.39 0.21 0.24 Lock Lock Lock
BPS (Tangible) $ Lock Lock Lock Lock -0.04 0.09 0.12 Lock Lock Lock
     Growth % Lock Lock Lock Lock -116.1 349.8 39.8 Lock Lock Lock
Shares Outstanding
Diluted m Lock Lock Lock Lock 191 321 795 Lock Lock Lock
Basic m Lock Lock Lock Lock 191 321 795 Lock Lock Lock

Financial Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Income Statement
Sales $m Lock Lock Lock Lock 143 239 214 Lock Lock Lock
     Growth % Lock Lock Lock Lock 150.7 67.0 -10.4 Lock Lock Lock
Selling & General Expenses $m Lock Lock Lock Lock 57 52 48 Lock Lock Lock
Gross Income $m Lock Lock Lock Lock 139 222 193 Lock Lock Lock
     Growth % Lock Lock Lock Lock 150.1 60.0 -12.7 Lock Lock Lock
     Margin % Lock Lock Lock Lock 96.8 92.8 90.3 Lock Lock Lock
Cost of Goods Sold to Sales % Lock Lock Lock Lock 3 7 10 Lock Lock Lock
EBITDA $m Lock Lock Lock Lock 84 181 156 Lock Lock Lock
     Growth % Lock Lock Lock Lock 164.9 115.5 -13.7 Lock Lock Lock
     Margin % Lock Lock Lock Lock 58.7 75.8 72.9 Lock Lock Lock
Depreciation & Amortisation $m Lock Lock Lock Lock 2 11 11 Lock Lock Lock
EBIT $m Lock Lock Lock Lock 82 170 145 Lock Lock Lock
     Growth % Lock Lock Lock Lock 172.3 107.6 -14.4 Lock Lock Lock
     Margin % Lock Lock Lock Lock 57.1 71.0 67.8 Lock Lock Lock
Pretax Income $m Lock Lock Lock Lock -48 12 12 Lock Lock Lock
Income Taxes $m Lock Lock Lock Lock 3 0 -10 Lock Lock Lock
Net Income $m Lock Lock Lock Lock -50 12 23 Lock Lock Lock
     Growth % Lock Lock Lock Lock -535.2 124.4 85.0 Lock Lock Lock
     Margin % Lock Lock Lock Lock -35.2 5.1 10.6 Lock Lock Lock
Cash Flow Statement
Net Operating Cash Flow $m Lock Lock Lock Lock 69 208 -51 Lock Lock Lock
Capital Expenditures $m Lock Lock Lock Lock 4 9 5 Lock Lock Lock
Net Investing Cash Flow $m Lock Lock Lock Lock -689 -9 -5 Lock Lock Lock
Net Financing Cash Flow $m Lock Lock Lock Lock 675 -189 38 Lock Lock Lock
Free Cash Flow $m Lock Lock Lock Lock 68 206 -51 Lock Lock Lock
     Growth % Lock Lock Lock Lock 132.6 200.6 -124.7 Lock Lock Lock
     Margin % Lock Lock Lock Lock 0.5 0.9 -0.2 Lock Lock Lock
Franking Balance $m Lock Lock Lock Lock 0 0 0 Lock Lock Lock
Balance Sheet
Cash & Short-Term Investments $m Lock Lock Lock Lock 81 92 74 Lock Lock Lock
Total Assets $m Lock Lock Lock Lock 1,472 1,293 1,368 Lock Lock Lock
Long Term Debt $m Lock Lock Lock Lock 1,360 1,118 1,168 Lock Lock Lock
Net Debt $m Lock Lock Lock Lock 1,280 1,027 1,095 Lock Lock Lock
Total Liabilities $m Lock Lock Lock Lock 1,381 1,127 1,178 Lock Lock Lock
Equity $m Lock Lock Lock Lock 91 166 190 Lock Lock Lock
Invested Capital Lock Lock Lock Lock 1,451 1,284 1,358 Lock Lock Lock
     Growth % Lock Lock Lock Lock 325.6 -11.5 5.8 Lock Lock Lock
Return Ratios
Return on Assets % Lock Lock Lock Lock -3.4 1.0 1.7 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock -55.2 7.4 12.0 Lock Lock Lock
Return on Total Capital % Lock Lock Lock Lock -1.0 7.5 8.4 Lock Lock Lock
Return on Invested Capital % Lock Lock Lock Lock -5.6 0.9 1.7 Lock Lock Lock
Cash Flow Return on Invested Capital % Lock Lock Lock Lock 7.7 15.2 -3.8 Lock Lock Lock

Ratios Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Leverage
Interest Cover X Lock Lock Lock Lock 2.2 2.0 1.6 Lock Lock Lock
Debt to EBITDA X Lock Lock Lock Lock 15.2 5.7 7.0 Lock Lock Lock
Net Debt to Equity % Lock Lock Lock Lock 1,402.6 618.3 576.8 Lock Lock Lock
Liquidity
Current Ratio X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Quick Ratio X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Cash & ST Inv/Current Assets % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
CFO/Current Liabilities % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
Balance Sheet Efficiency
Receivables Turnover X Lock Lock Lock Lock 1.3 6.5 1.2 Lock Lock Lock
Inventory Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Working Capital Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Payables Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Asset Turnover X Lock Lock Lock Lock 0.1 0.2 0.2 Lock Lock Lock
Du Pont
Asset Turnover X Lock Lock Lock Lock 0.1 0.2 0.2 Lock Lock Lock
x Pretax Margin % Lock Lock Lock Lock -33.4 5.1 5.8 Lock Lock Lock
= Pretax Return on Assets % Lock Lock Lock Lock -3.2 1.0 0.9 Lock Lock Lock
x Tax Rate Complement (1-Tax Rate) % Lock Lock Lock Lock 0.0 0.0 -83.5 Lock Lock Lock
Return on Assets % Lock Lock Lock Lock -3.4 1.0 1.7 Lock Lock Lock
x Equity Multiplier (Assets/Equity) % Lock Lock Lock Lock 16.1 7.8 7.2 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock -55.2 7.4 12.0 Lock Lock Lock
x Earnings Retention (1-Payout) % Lock Lock Lock Lock 100.0 100.0 100.0 Lock Lock Lock
= Reinvestment Rate (%) % Lock Lock Lock Lock -55.2 7.4 12.0 Lock Lock Lock
Operating Cycle
Days of Inventory on Hand Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
+ Days of Sales Outstanding Days Lock Lock Lock Lock 274.0 55.8 295.2 Lock Lock Lock
Operating Cycle Days Lock Lock Lock Lock 274.0 55.8 295.2 Lock Lock Lock
- Days of Payables Outstanding Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Net Operating Cycle Days Lock Lock Lock Lock 274.0 55.8 295.2 Lock Lock Lock

Dividends

Key Stats

Ex Dividend Date (est.)

N/A

DIV Yield

.0%

Franking Level

N/A

DPSg

N/A

Quality Yield

Lock

Falling Divs over next 2

Lock

Values and Recommendations

Key Stats

Consensus Score

Lock

Recommendation

Lock

EPS 1 month Change

Lock

Quality Yield

Lock

Falling Divs over next 2

Lock

Halo Consensus Score

Lock Chart

PEG Ratio

Lock Chart

Consensus EPS Revisions

Lock Chart

Short selling

Key Stats

Percent of Issue

0.00%

Value ($M)

0

Prior Change

N/A

7 Day Change

N/A

1 Month Change

N/A

3 Month Change

N/A

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Frequently Asked Questions

The current share price of MoneyMe Ltd. (MME:ASX) is AU$0.16.
The 52-week high share price for MoneyMe Ltd. (MME:ASX) is AU$0.18.
The 52-week low share price for MoneyMe Ltd. (MME:ASX)? is AU$0.06.
The current TTM dividend payout for MoneyMe Ltd. (MME:ASX) is 0.00.
MoneyMe Ltd. (MME:ASX) does not pay a dividend.
MoneyMe Ltd. (MME:ASX) has a franking level of 0.0%.
MoneyMe Ltd. (MME:ASX) is classified in the Technology.
The current P/E ratio for MoneyMe Ltd. (MME:ASX) is 6.50.