IAG · ASX

Insurance Australia Group Ltd (ASX:IAG)

AU$7.75

 0.14 (1.84%)
ASX:Live
28/03/2025 04:10:47 PM
HALO Ords HALO MQV HALO Momentum HALO Earnings Momentum HALO 50 +8
Consensus Score
/10
Recommend
Target Price
Deviation
Unlock Full Consensus Insights

IAG Overview

IAG Health Scores

Short Term

Mean Reversion

Neutral

Trend

Neutral

Event

Very Weak

Halo Model

MQV

Very Weak

GARP

Neutral

MQV Small

Neutral

Valuation

Value

Consensus

Momentum

Price

Neutral

Earnings

Very Weak

Growth

Earnings

Neutral

Dividends

Neutral

Quality

Capital Efficiency

Weak

Balance Sheet

Neutral

About IAG

Telephone

Address

Description

Insurance Australia Group Ltd. engages in underwriting of general insurance and related corporate services. It operates through the following business divisions: Direct Insurance Australia, Intermediated Insurance Australia, New Zealand, and Corporate and Other. The Direct Insurance Australia division provides personal lines, some commercial lines, and general insurance products sold to customers under the NRMA, SGIO, SGIC, the RACV in Victoria, as well as the CGU and Poncho brands. The Intermediated Insurance Australia division offers commercial lines, personal lines, and general insurance products sold to customers through intermediaries including brokers, authorized representatives, and distribution partners under the CGU and WFI brands, as well as the Coles insurance brand via a distribution agreement with Coles. The New Zealand division deals with general insurance products underwritten in New Zealand. The Corporate and Other division represents other activities, including corporate services, capital management activity, shareholders’ funds investment activities, inward reinsurance from associates, investment in associates, and other businesses that offer products and services that are adjacent to IAG's insurance business. The company was founded in 1925 and is headquartered Sydney, Australia.

IAG Price Chart

Key Stats

Market Cap

AU$18.14B

PE

19.50

EV/EBITDA

16.3

Dividends Overview

DIV Yield

3.7%

Franking

60%

Ex Dividend Date (est.)

18-Feb-25

Market Data

52 weeks range

Low 6.16 - 9.21

Trade Value (12mth)

AU$9,463,610.00

1 week

0.66%

1 month

-3.67%

YTD

-10.89%

1 year

18.91%

All time high

9.21

Key Fundamentals

EPS 3 yr Growth

-309.40%

EBITDA Margin

0.00%

Operating Cashflow

$1,800m

Free Cash Flow Return

19.20%

ROIC

9.60%

Interest Coverage

0.00

Quick Ratio

0.00

Other Data

Shares on Issue (Fully Dilluted)

2667m

HALO Sector

Next Company Report Date

13-Aug-25

Ex Dividend Date (est.)

18-Feb-25

Next Dividend Pay Date (est.)

07-Mar-25

Reporting Currency

AUD

Short Sell (% of issue)

0.32

IAG Announcements

Latest Announcements

Date Announcements

28 March 25

Insurance Australia Group Ltd - Director Appointment/Resignation (IAG-AU)

×

Insurance Australia Group Ltd - Director Appointment/Resignation (IAG-AU)

28 March 25

Director Appointment/Resignation

×

Director Appointment/Resignation

28 March 25

Insurance Australia Group Ltd - Director Appointment/Resignation (IAG-AU)

×

Insurance Australia Group Ltd - Director Appointment/Resignation (IAG-AU)

17 March 25

Dividend/Distribution - IAGPE

×

Dividend/Distribution - IAGPE

17 March 25

Dividend/Distribution - IAGPF

×

Dividend/Distribution - IAGPF

17 March 25

Insurance Australia Group Ltd - Dividend/Distribution - IAGPE (IAG-AU)

×

Insurance Australia Group Ltd - Dividend/Distribution - IAGPE (IAG-AU)

17 March 25

Insurance Australia Group Ltd - Dividend/Distribution - IAGPF (IAG-AU)

×

Insurance Australia Group Ltd - Dividend/Distribution - IAGPF (IAG-AU)

17 March 25

Insurance Australia Group Ltd - Dividend/Distribution - IAGPE (IAG-AU)

×

Insurance Australia Group Ltd - Dividend/Distribution - IAGPE (IAG-AU)

17 March 25

Insurance Australia Group Ltd - Dividend/Distribution - IAGPF (IAG-AU)

×

Insurance Australia Group Ltd - Dividend/Distribution - IAGPF (IAG-AU)

13 March 25

NRMBS Trust 2016-1 (NRM) - (February) Investor Report (NRM-AU)

×

NRMBS Trust 2016-1 (NRM) - (February) Investor Report (NRM-AU)

12 March 25

IAG update on ex-Tropical Cyclone Alfred

×

IAG update on ex-Tropical Cyclone Alfred

12 March 25

Change of Director's Interest Notice - Tom Pockett

×

Change of Director's Interest Notice - Tom Pockett

12 March 25

Insurance Australia Group Ltd - IAG update on ex-Tropical Cyclone Alfred (IAG-AU)

×

Insurance Australia Group Ltd - IAG update on ex-Tropical Cyclone Alfred (IAG-AU)

12 March 25

Insurance Australia Group Ltd - Change of Director's Interest Notice - Tom Pockett (IAG-AU)

×

Insurance Australia Group Ltd - Change of Director's Interest Notice - Tom Pockett (IAG-AU)

12 March 25

Insurance Australia Group Ltd - IAG update on ex-Tropical Cyclone Alfred (IAG-AU)

×

Insurance Australia Group Ltd - IAG update on ex-Tropical Cyclone Alfred (IAG-AU)

12 March 25

Insurance Australia Group Ltd - Change of Director's Interest Notice - Tom Pockett (IAG-AU)

×

Insurance Australia Group Ltd - Change of Director's Interest Notice - Tom Pockett (IAG-AU)

11 March 25

Insurance Australia Group Ltd - Change of Director's Interest Notice - Wendy Thorpe (IAG-AU)

×

Insurance Australia Group Ltd - Change of Director's Interest Notice - Wendy Thorpe (IAG-AU)

11 March 25

Change of Director's Interest Notice - Wendy Thorpe

×

Change of Director's Interest Notice - Wendy Thorpe

11 March 25

Insurance Australia Group Ltd - Change of Director's Interest Notice - Wendy Thorpe (IAG-AU)

×

Insurance Australia Group Ltd - Change of Director's Interest Notice - Wendy Thorpe (IAG-AU)

05 March 25

Cleansing Notice

×

Cleansing Notice

05 March 25

IAG update on Tropical Cyclone Alfred

×

IAG update on Tropical Cyclone Alfred

05 March 25

Insurance Australia Group Ltd - Cleansing Notice (IAG-AU)

×

Insurance Australia Group Ltd - Cleansing Notice (IAG-AU)

05 March 25

Insurance Australia Group Ltd - IAG update on Tropical Cyclone Alfred (IAG-AU)

×

Insurance Australia Group Ltd - IAG update on Tropical Cyclone Alfred (IAG-AU)

05 March 25

Insurance Australia Group Ltd - Cleansing Notice (IAG-AU)

×

Insurance Australia Group Ltd - Cleansing Notice (IAG-AU)

IAG Fundamentals

Per Share Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Per Share, Growth & Valuations
EPS (Basic) $ Lock Lock Lock Lock 0.14 0.34 0.37 Lock Lock Lock
EPS (Fully Diluted) $ Lock Lock Lock Lock 0.13 0.32 0.36 Lock Lock Lock
     Growth % Lock Lock Lock Lock 179.1 138.7 10.9 Lock Lock Lock
     PE X Lock Lock Lock Lock 35.6 26.6 19.5 Lock Lock Lock
     EV/EBITDA X Lock Lock Lock Lock 15.6 12.7 16.3 Lock Lock Lock
CFPS $ Lock Lock Lock Lock 0.49 0.46 0.35 Lock Lock Lock
FCFPS $ Lock Lock Lock Lock -0.36 0.00 0.25 Lock Lock Lock
     Growth % Lock Lock Lock Lock 582.1 -7.2 -23.2 Lock Lock Lock
     Yield % Lock Lock Lock Lock -8.3 0.0 3.5 Lock Lock Lock
DPS $ Lock Lock Lock Lock 0.11 0.15 0.27 Lock Lock Lock
     Growth % Lock Lock Lock Lock -45.0 36.4 80.0 Lock Lock Lock
     Yield % Lock Lock Lock Lock 2.4 2.7 3.7 Lock Lock Lock
     Payout Ratio % Lock Lock Lock Lock 78 45 72 Lock Lock Lock
BPS $ Lock Lock Lock Lock 2.50 2.73 2.81 Lock Lock Lock
BPS (Tangible) $ Lock Lock Lock Lock 1.12 1.24 1.22 Lock Lock Lock
     Growth % Lock Lock Lock Lock -9.1 10.9 -1.1 Lock Lock Lock
Shares Outstanding
Diluted m Lock Lock Lock Lock 2,760 2,845 2,784 Lock Lock Lock
Basic m Lock Lock Lock Lock 2,462 2,453 2,407 Lock Lock Lock

Financial Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Income Statement
Sales $m Lock Lock Lock Lock 8,272 14,480 16,325 Lock Lock Lock
     Growth % Lock Lock Lock Lock 3.6 75.0 12.7 Lock Lock Lock
Selling & General Expenses $m Lock Lock Lock Lock 2,051 937 1,873 Lock Lock Lock
Gross Income $m Lock Lock Lock Lock 0 0 0 Lock Lock Lock
     Growth % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
     Margin % Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Cost of Goods Sold to Sales % Lock Lock Lock Lock 0 0 0 Lock Lock Lock
EBITDA $m Lock Lock Lock Lock 0 0 0 Lock Lock Lock
     Growth % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
     Margin % Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Depreciation & Amortisation $m Lock Lock Lock Lock 139 185 200 Lock Lock Lock
EBIT $m Lock Lock Lock Lock 0 0 0 Lock Lock Lock
     Growth % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
     Margin % Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Pretax Income $m Lock Lock Lock Lock 547 1,358 1,491 Lock Lock Lock
Income Taxes $m Lock Lock Lock Lock 140 426 458 Lock Lock Lock
Net Income $m Lock Lock Lock Lock 347 825 898 Lock Lock Lock
     Growth % Lock Lock Lock Lock 181.3 137.8 8.8 Lock Lock Lock
     Margin % Lock Lock Lock Lock 4.2 5.7 5.5 Lock Lock Lock
Cash Flow Statement
Net Operating Cash Flow $m Lock Lock Lock Lock 900 452 1,800 Lock Lock Lock
Capital Expenditures $m Lock Lock Lock Lock 1,426 0 637 Lock Lock Lock
Net Investing Cash Flow $m Lock Lock Lock Lock -1,459 394 -628 Lock Lock Lock
Net Financing Cash Flow $m Lock Lock Lock Lock -527 -437 -682 Lock Lock Lock
Free Cash Flow $m Lock Lock Lock Lock -526 0 1,163 Lock Lock Lock
     Growth % Lock Lock Lock Lock 34.2 100.0 N/A Lock Lock Lock
     Margin % Lock Lock Lock Lock -0.1 0.0 0.1 Lock Lock Lock
Franking Balance $m Lock Lock Lock Lock 256 291 302 Lock Lock Lock
Balance Sheet
Cash & Short-Term Investments $m Lock Lock Lock Lock 0 0 0 Lock Lock Lock
Total Assets $m Lock Lock Lock Lock 34,157 25,087 25,617 Lock Lock Lock
Long Term Debt $m Lock Lock Lock Lock 2,510 2,562 2,867 Lock Lock Lock
Net Debt $m Lock Lock Lock Lock 1,646 1,283 1,096 Lock Lock Lock
Total Liabilities $m Lock Lock Lock Lock 27,657 18,030 18,500 Lock Lock Lock
Equity $m Lock Lock Lock Lock 6,163 6,653 6,660 Lock Lock Lock
Invested Capital Lock Lock Lock Lock 8,673 9,215 9,527 Lock Lock Lock
     Growth % Lock Lock Lock Lock -0.8 6.2 3.4 Lock Lock Lock
Return Ratios
Return on Assets % Lock Lock Lock Lock 1.0 3.3 3.5 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock 5.6 12.4 13.5 Lock Lock Lock
Return on Total Capital % Lock Lock Lock Lock 7.0 16.0 17.0 Lock Lock Lock
Return on Invested Capital % Lock Lock Lock Lock 4.0 9.2 9.6 Lock Lock Lock
Cash Flow Return on Invested Capital % Lock Lock Lock Lock 10.3 5.1 19.2 Lock Lock Lock

Ratios Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Leverage
Interest Cover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Debt to EBITDA X Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
Net Debt to Equity % Lock Lock Lock Lock 26.7 19.3 16.5 Lock Lock Lock
Liquidity
Current Ratio X Lock Lock Lock Lock 0.8 11.2 7.8 Lock Lock Lock
Quick Ratio X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Cash & ST Inv/Current Assets % Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
CFO/Current Liabilities % Lock Lock Lock Lock 5.3 55.2 153.7 Lock Lock Lock
Balance Sheet Efficiency
Receivables Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Inventory Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Working Capital Turnover X Lock Lock Lock Lock 0.0 0.0 2.1 Lock Lock Lock
Payables Turnover X Lock Lock Lock Lock 18.9 4.9 6.0 Lock Lock Lock
Asset Turnover X Lock Lock Lock Lock 0.2 0.6 0.6 Lock Lock Lock
Du Pont
Asset Turnover X Lock Lock Lock Lock 0.2 0.6 0.6 Lock Lock Lock
x Pretax Margin % Lock Lock Lock Lock 6.6 9.4 9.1 Lock Lock Lock
= Pretax Return on Assets % Lock Lock Lock Lock 1.6 5.4 5.8 Lock Lock Lock
x Tax Rate Complement (1-Tax Rate) % Lock Lock Lock Lock 25.6 31.4 30.7 Lock Lock Lock
Return on Assets % Lock Lock Lock Lock 1.0 3.3 3.5 Lock Lock Lock
x Equity Multiplier (Assets/Equity) % Lock Lock Lock Lock 5.5 3.8 3.8 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock 5.6 12.4 13.5 Lock Lock Lock
x Earnings Retention (1-Payout) % Lock Lock Lock Lock 21.9 55.4 27.6 Lock Lock Lock
= Reinvestment Rate (%) % Lock Lock Lock Lock 1.2 6.9 3.7 Lock Lock Lock
Operating Cycle
Days of Inventory on Hand Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
+ Days of Sales Outstanding Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Operating Cycle Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
- Days of Payables Outstanding Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Net Operating Cycle Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock

Dividends

Key Stats

Ex Dividend Date (est.)

18-Feb-25

DIV Yield

3.7%

Franking Level

60%

DPSg

80.00%

Quality Yield

Lock

Falling Divs over next 2

Lock

Expected Dividend Cashflow

Dividend Clarity,
Enhanced
Strategy

Upload your portfolio and gain access to 3-year dividend forecasts for each holding with HALO Global. Empower your decision-making and maximize returns with our advanced analytical tool. Try it today.

Values and Recommendations

Key Stats

Consensus Score

Lock

Recommendation

Lock

EPS 1 month Change

Lock

Quality Yield

Lock

Falling Divs over next 2

Lock

Halo Consensus Score

Lock Chart

PEG Ratio

Lock Chart

Consensus EPS Revisions

Lock Chart

Short selling

Key Stats

Percent of Issue

0.32%

Value ($M)

58

Prior Change

-0.10%

7 Day Change

-0.20%

1 Month Change

-0.20%

3 Month Change

N/A

Discover
Short-selling
Opportunities

Access data on short interest, stock performance, and potential short-selling candidates across various markets to make informed decisions and optimize your trading strategies.

IAG Shortsell

Frequently Asked Questions

The current share price of Insurance Australia Group Ltd (IAG:ASX) is AU$7.75.
The 52-week high share price for Insurance Australia Group Ltd (IAG:ASX) is AU$9.21.
The 52-week low share price for Insurance Australia Group Ltd (IAG:ASX)? is AU$6.16.
The current TTM dividend payout for Insurance Australia Group Ltd (IAG:ASX) is 3.70.
The last dividend payment of Insurance Australia Group Ltd (IAG:ASX) is AU$0.12.
Insurance Australia Group Ltd (IAG:ASX) has a franking level of 60.0%.
Insurance Australia Group Ltd (IAG:ASX) is classified in the Other Finance.
The current P/E ratio for Insurance Australia Group Ltd (IAG:ASX) is 19.50.