HUM · ASX

Humm Group Limited (ASX:HUM)

AU$0.66

 -0.02 (-2.941%)
ASX:Live
20/12/2024 04:10:10 PM
HALO Ords HALO GARP HALO Dividend Growth GROWTH AUS Consensus Cheap +2
Consensus Score
/10
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HUM Overview

HUM Health Scores

Short Term

Mean Reversion

Neutral

Trend

Neutral

Event

Very Weak

Halo Model

MQV

Weak

GARP

Very Weak

MQV Small

Neutral

Valuation

Value

Consensus

Momentum

Price

Weak

Earnings

Strong

Growth

Earnings

Weak

Dividends

Very Weak

Quality

Capital Efficiency

Weak

Balance Sheet

Very Strong

About HUM

Website

Humm Group Limited

Telephone

61.2.8905.2000

Address

Level 1 The Rocks 121 Harrington Street Sydney, New South Wales (NSW) 2000

Description

Humm Group Ltd. operates as a financial services group, which engages in the financial products through a network of retailers and brokers. The firm's activities include a variety of financial risks, liquidity risk, funding risk, credit risk and market risk. It operates through the following segments: PosPP, New Zealand Cards, Australia Cards, and Commercial. The company was founded by David Berkman and Andrew Abercrombie in 1988 and is headquartered in Sydney, Australia.

HUM Price Chart

Key Stats

Market Cap

AU$336.86M

PE

65.80

EV/EBITDA

178.6

Dividends Overview

DIV Yield

4.6%

Franking

100%

Ex Dividend Date (est.)

27-Aug-24

Market Data

52 weeks range

Low 0.4 - 0.9

Trade Value (12mth)

AU$128,496.00

1 week

0.74%

1 month

-15%

YTD

38.78%

1 year

43.16%

All time high

4.72

Key Fundamentals

EPS 3 yr Growth

-96.80%

EBITDA Margin

51.00%

Operating Cashflow

-$682m

Free Cash Flow Return

-18.50%

ROIC

0.20%

Interest Coverage

1.10

Quick Ratio

0.00

Other Data

Shares on Issue (Fully Dilluted)

469m

HALO Sector

Other Finance

Next Company Report Date

20-Aug-25

Ex Dividend Date (est.)

27-Aug-24

Next Dividend Pay Date (est.)

03-Oct-24

Reporting Currency

AUD

Short Sell (% of issue)

1.48

HUM Announcements

Latest Announcements

Date Announcements

20 December 24

Resignation of Company Secretary

×

Resignation of Company Secretary

05 December 24

Change of Director's Interest Notice

×

Change of Director's Interest Notice

05 December 24

Change of Director's Interest Notice

×

Change of Director's Interest Notice

02 December 24

Final Director's Interest Notice

×

Final Director's Interest Notice

02 December 24

Becoming a substantial holder

×

Becoming a substantial holder

28 November 24

Chair's AGM Address to Shareholders

×

Chair's AGM Address to Shareholders

28 November 24

CEO's AGM Address to Shareholders

×

CEO's AGM Address to Shareholders

28 November 24

AGM Presentation

×

AGM Presentation

28 November 24

Response to Price Query

×

Response to Price Query

28 November 24

Results of Meeting

×

Results of Meeting

25 November 24

Ceasing to be a substantial holder

×

Ceasing to be a substantial holder

25 October 24

Notice of Annual General Meeting/Proxy Form

×

Notice of Annual General Meeting/Proxy Form

21 October 24

hummgroup appoints new non-executive director

×

hummgroup appoints new non-executive director

21 October 24

Initial Director's Interest Notice

×

Initial Director's Interest Notice

14 October 24

Notification of cessation of securities - HUM

×

Notification of cessation of securities - HUM

03 October 24

Application for quotation of securities - HUM

×

Application for quotation of securities - HUM

17 September 24

Update - Dividend/Distribution - HUM

×

Update - Dividend/Distribution - HUM

12 September 24

Notification regarding unquoted securities - HUM

×

Notification regarding unquoted securities - HUM

21 August 24

Appendix 4E and FY24 Annual Report

×

Appendix 4E and FY24 Annual Report

21 August 24

Dividend/Distribution - HUM

×

Dividend/Distribution - HUM

21 August 24

FY24 Results Announcement

×

FY24 Results Announcement

21 August 24

FY24 Investor Presentation

×

FY24 Investor Presentation

21 August 24

2024 Financial Calendar

×

2024 Financial Calendar

21 August 24

Appendix 4G and FY24 Corporate Governance Statement

×

Appendix 4G and FY24 Corporate Governance Statement

16 August 24

FY24 Financial Results Briefing

×

FY24 Financial Results Briefing

HUM Fundamentals

Per Share Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Per Share, Growth & Valuations
EPS (Basic) $ Lock Lock Lock Lock -0.35 -0.00 0.00 Lock Lock Lock
EPS (Fully Diluted) $ Lock Lock Lock Lock -0.35 -0.00 0.00 Lock Lock Lock
     Growth % Lock Lock Lock Lock -393.3 99.0 211.8 Lock Lock Lock
     PE X Lock Lock Lock Lock 0.0 48.0 65.8 Lock Lock Lock
     EV/EBITDA X Lock Lock Lock Lock 0.0 72.7 178.6 Lock Lock Lock
CFPS $ Lock Lock Lock Lock 0.28 0.25 0.29 Lock Lock Lock
FCFPS $ Lock Lock Lock Lock -1.13 -1.83 -1.42 Lock Lock Lock
     Growth % Lock Lock Lock Lock -9.9 -11.8 18.0 Lock Lock Lock
     Yield % Lock Lock Lock Lock -275.1 -393.9 -351.0 Lock Lock Lock
DPS $ Lock Lock Lock Lock 0.03 0.02 0.02 Lock Lock Lock
     Growth % Lock Lock Lock Lock N/A -35.5 0.0 Lock Lock Lock
     Yield % Lock Lock Lock Lock 3.1 7.1 4.6 Lock Lock Lock
     Payout Ratio % Lock Lock Lock Lock 0 0 200 Lock Lock Lock
BPS $ Lock Lock Lock Lock 1.16 1.14 1.12 Lock Lock Lock
BPS (Tangible) $ Lock Lock Lock Lock 0.90 0.87 0.84 Lock Lock Lock
     Growth % Lock Lock Lock Lock 25.0 -3.0 -3.5 Lock Lock Lock
Shares Outstanding
Diluted m Lock Lock Lock Lock 495 500 500 Lock Lock Lock
Basic m Lock Lock Lock Lock 495 500 500 Lock Lock Lock

Financial Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Income Statement
Sales $m Lock Lock Lock Lock 440 510 619 Lock Lock Lock
     Growth % Lock Lock Lock Lock -0.9 15.9 21.3 Lock Lock Lock
Selling & General Expenses $m Lock Lock Lock Lock 132 174 170 Lock Lock Lock
Gross Income $m Lock Lock Lock Lock 372 456 570 Lock Lock Lock
     Growth % Lock Lock Lock Lock -4.0 22.7 25.0 Lock Lock Lock
     Margin % Lock Lock Lock Lock 84.4 89.3 92.0 Lock Lock Lock
Cost of Goods Sold to Sales % Lock Lock Lock Lock 16 11 8 Lock Lock Lock
EBITDA $m Lock Lock Lock Lock 170 198 316 Lock Lock Lock
     Growth % Lock Lock Lock Lock -11.1 16.6 59.8 Lock Lock Lock
     Margin % Lock Lock Lock Lock 38.5 38.7 51.0 Lock Lock Lock
Depreciation & Amortisation $m Lock Lock Lock Lock 36 21 21 Lock Lock Lock
EBIT $m Lock Lock Lock Lock 133 177 295 Lock Lock Lock
     Growth % Lock Lock Lock Lock -19.3 32.8 66.9 Lock Lock Lock
     Margin % Lock Lock Lock Lock 30.2 34.6 47.6 Lock Lock Lock
Pretax Income $m Lock Lock Lock Lock -184 1 8 Lock Lock Lock
Income Taxes $m Lock Lock Lock Lock -14 -2 1 Lock Lock Lock
Net Income $m Lock Lock Lock Lock -170 3 7 Lock Lock Lock
     Growth % Lock Lock Lock Lock -383.4 101.7 144.8 Lock Lock Lock
     Margin % Lock Lock Lock Lock -38.7 0.6 1.1 Lock Lock Lock
Cash Flow Statement
Net Operating Cash Flow $m Lock Lock Lock Lock -521 -883 -682 Lock Lock Lock
Capital Expenditures $m Lock Lock Lock Lock 23 18 15 Lock Lock Lock
Net Investing Cash Flow $m Lock Lock Lock Lock -15 -18 -14 Lock Lock Lock
Net Financing Cash Flow $m Lock Lock Lock Lock 601 953 641 Lock Lock Lock
Free Cash Flow $m Lock Lock Lock Lock -544 -901 -698 Lock Lock Lock
     Growth % Lock Lock Lock Lock -289.5 -65.5 22.6 Lock Lock Lock
     Margin % Lock Lock Lock Lock -1.2 -1.8 -1.1 Lock Lock Lock
Franking Balance $m Lock Lock Lock Lock 54 38 25 Lock Lock Lock
Balance Sheet
Cash & Short-Term Investments $m Lock Lock Lock Lock 281 336 281 Lock Lock Lock
Total Assets $m Lock Lock Lock Lock 3,767 4,769 5,416 Lock Lock Lock
Long Term Debt $m Lock Lock Lock Lock 2,292 2,721 3,569 Lock Lock Lock
Net Debt $m Lock Lock Lock Lock 2,814 3,747 4,491 Lock Lock Lock
Total Liabilities $m Lock Lock Lock Lock 3,193 4,196 4,891 Lock Lock Lock
Equity $m Lock Lock Lock Lock 574 572 525 Lock Lock Lock
Invested Capital Lock Lock Lock Lock 2,866 3,294 4,094 Lock Lock Lock
     Growth % Lock Lock Lock Lock 14.7 14.9 24.3 Lock Lock Lock
Return Ratios
Return on Assets % Lock Lock Lock Lock -4.5 0.1 0.1 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock -29.7 0.5 1.4 Lock Lock Lock
Return on Total Capital % Lock Lock Lock Lock 3.9 4.2 5.9 Lock Lock Lock
Return on Invested Capital % Lock Lock Lock Lock -6.4 0.1 0.2 Lock Lock Lock
Cash Flow Return on Invested Capital % Lock Lock Lock Lock -19.4 -28.7 -18.5 Lock Lock Lock

Ratios Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Leverage
Interest Cover X Lock Lock Lock Lock 2.0 1.2 1.1 Lock Lock Lock
Debt to EBITDA X Lock Lock Lock Lock 16.6 19.0 14.2 Lock Lock Lock
Net Debt to Equity % Lock Lock Lock Lock 490.2 654.6 854.9 Lock Lock Lock
Liquidity
Current Ratio X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Quick Ratio X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Cash & ST Inv/Current Assets % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
CFO/Current Liabilities % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
Balance Sheet Efficiency
Receivables Turnover X Lock Lock Lock Lock 0.4 0.3 0.3 Lock Lock Lock
Inventory Turnover X Lock Lock Lock Lock 44.5 51.9 0.0 Lock Lock Lock
Working Capital Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Payables Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Asset Turnover X Lock Lock Lock Lock 0.1 0.1 0.1 Lock Lock Lock
Du Pont
Asset Turnover X Lock Lock Lock Lock 0.1 0.1 0.1 Lock Lock Lock
x Pretax Margin % Lock Lock Lock Lock -41.7 0.2 1.3 Lock Lock Lock
= Pretax Return on Assets % Lock Lock Lock Lock -4.9 0.0 0.2 Lock Lock Lock
x Tax Rate Complement (1-Tax Rate) % Lock Lock Lock Lock 0.0 -262.5 13.4 Lock Lock Lock
Return on Assets % Lock Lock Lock Lock -4.5 0.1 0.1 Lock Lock Lock
x Equity Multiplier (Assets/Equity) % Lock Lock Lock Lock 6.6 8.3 10.3 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock -29.7 0.5 1.4 Lock Lock Lock
x Earnings Retention (1-Payout) % Lock Lock Lock Lock 108.8 688.2 -426.3 Lock Lock Lock
= Reinvestment Rate (%) % Lock Lock Lock Lock -32.3 3.5 -5.8 Lock Lock Lock
Operating Cycle
Days of Inventory on Hand Days Lock Lock Lock Lock 8.2 7.0 0.0 Lock Lock Lock
+ Days of Sales Outstanding Days Lock Lock Lock Lock 983.4 1,260.2 1,272.1 Lock Lock Lock
Operating Cycle Days Lock Lock Lock Lock 991.6 1,267.3 1,272.1 Lock Lock Lock
- Days of Payables Outstanding Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Net Operating Cycle Days Lock Lock Lock Lock 991.6 1,267.3 1,272.1 Lock Lock Lock

Dividends

Key Stats

Ex Dividend Date (est.)

27-Aug-24

DIV Yield

4.6%

Franking Level

100%

DPSg

0.00%

Quality Yield

Lock

Falling Divs over next 2

Lock

Expected Dividend Cashflow

Dividend Clarity,
Enhanced
Strategy

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Values and Recommendations

Key Stats

Consensus Score

Lock

Recommendation

Lock

EPS 1 month Change

Lock

Quality Yield

Lock

Falling Divs over next 2

Lock

Halo Consensus Score

Lock Chart

PEG Ratio

Lock Chart

Consensus EPS Revisions

Lock Chart

Short selling

Key Stats

Percent of Issue

1.48%

Value ($M)

5

Prior Change

N/A

7 Day Change

N/A

1 Month Change

0.10%

3 Month Change

-0.50%

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HUM Shortsell

Frequently Asked Questions

The current share price of Humm Group Limited (HUM:ASX) is AU$0.66.
The 52-week high share price for Humm Group Limited (HUM:ASX) is AU$0.90.
The 52-week low share price for Humm Group Limited (HUM:ASX)? is AU$0.40.
The current TTM dividend payout for Humm Group Limited (HUM:ASX) is 4.60.
The last dividend payment of Humm Group Limited (HUM:ASX) is AU$0.01.
Humm Group Limited (HUM:ASX) has a franking level of 100.0%.
Humm Group Limited (HUM:ASX) is classified in the Other Finance.
The current P/E ratio for Humm Group Limited (HUM:ASX) is 65.80.
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HALO Technologies Pty Ltd ABN 54 623 830 866 is a Corporate Authorised Representative No 1261916 of Macrovue Pty Ltd ABN 98 600 022 679 AFSL 484264. Macrovue Pty Ltd is a wholly owned subsidiary of HALO Technologies Pty Ltd.