HMY · ASX

Harmoney Corp Ltd (ASX:HMY)

AU$0.38

 -0.005 (-1.316%)
ASX:Live
20/12/2024 04:10:10 PM
HALO Value HALO Price Momentum HALO Ords HALO MQV HALO Growth +6
Consensus Score
/10
Recommend
Target Price
Deviation
Unlock Full Consensus Insights

HMY Overview

HMY Health Scores

Short Term

Mean Reversion

Neutral

Trend

Neutral

Event

Neutral

Halo Model

MQV

Very Weak

GARP

Very Weak

MQV Small

Neutral

Valuation

Value

Consensus

Momentum

Price

Very Weak

Earnings

Very Weak

Growth

Earnings

Very Weak

Dividends

Very Strong

Quality

Capital Efficiency

Very Weak

Balance Sheet

Strong

About HMY

Telephone

Address

Description

Harmoney Corp. Ltd. engages in the provision of lending services. It operates as a peer-to-peer lending marketplace which provides personal loans. It operates through the New Zealand and Australia geographical segments. The company was founded by Neil Roberts in July 2013 and is headquartered in Auckland, New Zealand.

HMY Price Chart

Key Stats

Market Cap

AU$40.28M

PE

35.50

EV/EBITDA

5.8

Dividends Overview

DIV Yield

.0%

Franking

N/A

Ex Dividend Date (est.)

N/A

Market Data

52 weeks range

Low 0.34 - 0.69

Trade Value (12mth)

AU$3,128.00

1 week

5.56%

1 month

0%

YTD

-19.15%

1 year

-19.15%

All time high

3.55

Key Fundamentals

EPS 3 yr Growth

-52.00%

EBITDA Margin

78.50%

Operating Cashflow

$24m

Free Cash Flow Return

3.10%

ROIC

-1.70%

Interest Coverage

1.70

Quick Ratio

0.00

Other Data

Shares on Issue (Fully Dilluted)

102m

HALO Sector

Next Company Report Date

02-Sep-25

Ex Dividend Date (est.)

N/A

Next Dividend Pay Date (est.)

N/A

Reporting Currency

AUD

Short Sell (% of issue)

0.00

HMY Announcements

Latest Announcements

Date Announcements

15 November 24

Results of Annual Meeting of Shareholders

×

Results of Annual Meeting of Shareholders

14 November 24

2024 AGM Chair and CEO addresses

×

2024 AGM Chair and CEO addresses

16 October 24

1Q25 Trading Update - on track to 20% Cash ROE run rate 2H25

×

1Q25 Trading Update - on track to 20% Cash ROE run rate 2H25

04 October 24

Notice of Annual Meeting of Shareholders and Annual Report

×

Notice of Annual Meeting of Shareholders and Annual Report

04 October 24

Change of external auditor from KPMG to BDO

×

Change of external auditor from KPMG to BDO

23 August 24

FY24 Appendix 4E

×

FY24 Appendix 4E

23 August 24

FY24 Annual Report

×

FY24 Annual Report

23 August 24

FY24 Corporate Governance Statement

×

FY24 Corporate Governance Statement

23 August 24

FY24 Appendix 4G

×

FY24 Appendix 4G

23 August 24

FY24 Trading Update

×

FY24 Trading Update

23 August 24

FY24 Investor Presentation

×

FY24 Investor Presentation

15 August 24

Notice of FY24 results presentation

×

Notice of FY24 results presentation

14 August 24

Notification of cessation of securities - HMY

×

Notification of cessation of securities - HMY

27 June 24

Change of Director's Interest Notice - David Stevens

×

Change of Director's Interest Notice - David Stevens

24 June 24

Notice of change in Substantial Holding

×

Notice of change in Substantial Holding

06 June 24

MST Financial - Conference Presentation

×

MST Financial - Conference Presentation

01 May 24

Q3FY24 trading update

×

Q3FY24 trading update

22 March 24

Change of Share Registry Details

×

Change of Share Registry Details

23 February 24

Appendix 4D

×

Appendix 4D

23 February 24

1H24 Half Year Report

×

1H24 Half Year Report

23 February 24

1H24 Results Presentation

×

1H24 Results Presentation

23 February 24

1H24 Results Announcement

×

1H24 Results Announcement

13 February 24

1H24 results webinar details - 23 February 2024

×

1H24 results webinar details - 23 February 2024

01 February 24

Positive Cash NPAT and Book Growth Continue

×

Positive Cash NPAT and Book Growth Continue

22 December 23

Notification of cessation of securities - HMY

×

Notification of cessation of securities - HMY

HMY Fundamentals

Per Share Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Per Share, Growth & Valuations
EPS (Basic) $ Lock Lock Lock Lock -0.19 -0.07 -0.13 Lock Lock Lock
EPS (Fully Diluted) $ Lock Lock Lock Lock -0.19 -0.07 -0.13 Lock Lock Lock
     Growth % Lock Lock Lock Lock 30.5 60.1 -73.5 Lock Lock Lock
     PE X Lock Lock Lock Lock N/A 8.9 35.5 Lock Lock Lock
     EV/EBITDA X Lock Lock Lock Lock N/A 0.0 5.8 Lock Lock Lock
CFPS $ Lock Lock Lock Lock 0.13 0.28 0.28 Lock Lock Lock
FCFPS $ Lock Lock Lock Lock -0.01 0.19 0.19 Lock Lock Lock
     Growth % Lock Lock Lock Lock 961.9 122.0 0.5 Lock Lock Lock
     Yield % Lock Lock Lock Lock -1.8 58.2 53.3 Lock Lock Lock
DPS $ Lock Lock Lock Lock 0.00 0.00 0.00 Lock Lock Lock
     Growth % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
     Yield % Lock Lock Lock Lock N/A 0.0 0.0 Lock Lock Lock
     Payout Ratio % Lock Lock Lock Lock 0 0 0 Lock Lock Lock
BPS $ Lock Lock Lock Lock 0.58 0.53 0.36 Lock Lock Lock
BPS (Tangible) $ Lock Lock Lock Lock 0.50 0.42 0.31 Lock Lock Lock
     Growth % Lock Lock Lock Lock -24.9 -17.0 -24.5 Lock Lock Lock
Shares Outstanding
Diluted m Lock Lock Lock Lock 101 102 102 Lock Lock Lock
Basic m Lock Lock Lock Lock 101 102 102 Lock Lock Lock

Financial Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Income Statement
Sales $m Lock Lock Lock Lock 72 107 122 Lock Lock Lock
     Growth % Lock Lock Lock Lock 103.2 47.2 14.2 Lock Lock Lock
Selling & General Expenses $m Lock Lock Lock Lock 25 4 3 Lock Lock Lock
Gross Income $m Lock Lock Lock Lock 62 93 108 Lock Lock Lock
     Growth % Lock Lock Lock Lock 121.0 50.8 15.8 Lock Lock Lock
     Margin % Lock Lock Lock Lock 85.2 87.3 88.5 Lock Lock Lock
Cost of Goods Sold to Sales % Lock Lock Lock Lock 15 13 11 Lock Lock Lock
EBITDA $m Lock Lock Lock Lock 26 79 96 Lock Lock Lock
     Growth % Lock Lock Lock Lock 539.9 204.8 20.9 Lock Lock Lock
     Margin % Lock Lock Lock Lock 35.8 74.1 78.5 Lock Lock Lock
Depreciation & Amortisation $m Lock Lock Lock Lock 1 3 3 Lock Lock Lock
EBIT $m Lock Lock Lock Lock 25 76 92 Lock Lock Lock
     Growth % Lock Lock Lock Lock 457.9 211.1 20.9 Lock Lock Lock
     Margin % Lock Lock Lock Lock 33.9 71.7 75.9 Lock Lock Lock
Pretax Income $m Lock Lock Lock Lock -19 -8 -13 Lock Lock Lock
Income Taxes $m Lock Lock Lock Lock 0 0 0 Lock Lock Lock
Net Income $m Lock Lock Lock Lock -19 -8 -13 Lock Lock Lock
     Growth % Lock Lock Lock Lock 24.8 59.9 -74.0 Lock Lock Lock
     Margin % Lock Lock Lock Lock -26.1 -7.1 -10.8 Lock Lock Lock
Cash Flow Statement
Net Operating Cash Flow $m Lock Lock Lock Lock 5 24 24 Lock Lock Lock
Capital Expenditures $m Lock Lock Lock Lock 6 5 5 Lock Lock Lock
Net Investing Cash Flow $m Lock Lock Lock Lock -327 -187 -52 Lock Lock Lock
Net Financing Cash Flow $m Lock Lock Lock Lock 309 149 22 Lock Lock Lock
Free Cash Flow $m Lock Lock Lock Lock -1 19 20 Lock Lock Lock
     Growth % Lock Lock Lock Lock 73.9 1,575.4 3.5 Lock Lock Lock
     Margin % Lock Lock Lock Lock -0.0 0.2 0.2 Lock Lock Lock
Franking Balance $m Lock Lock Lock Lock 0 0 0 Lock Lock Lock
Balance Sheet
Cash & Short-Term Investments $m Lock Lock Lock Lock 57 43 38 Lock Lock Lock
Total Assets $m Lock Lock Lock Lock 636 788 785 Lock Lock Lock
Long Term Debt $m Lock Lock Lock Lock 564 721 742 Lock Lock Lock
Net Debt $m Lock Lock Lock Lock 507 681 705 Lock Lock Lock
Total Liabilities $m Lock Lock Lock Lock 577 735 749 Lock Lock Lock
Equity $m Lock Lock Lock Lock 59 54 36 Lock Lock Lock
Invested Capital Lock Lock Lock Lock 623 774 778 Lock Lock Lock
     Growth % Lock Lock Lock Lock 82.1 24.4 0.5 Lock Lock Lock
Return Ratios
Return on Assets % Lock Lock Lock Lock -3.0 -1.0 -1.7 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock -32.0 -14.1 -36.2 Lock Lock Lock
Return on Total Capital % Lock Lock Lock Lock -0.2 6.3 8.0 Lock Lock Lock
Return on Invested Capital % Lock Lock Lock Lock -3.9 -1.1 -1.7 Lock Lock Lock
Cash Flow Return on Invested Capital % Lock Lock Lock Lock 1.0 3.4 3.1 Lock Lock Lock

Ratios Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Leverage
Interest Cover X Lock Lock Lock Lock 1.4 2.0 1.7 Lock Lock Lock
Debt to EBITDA X Lock Lock Lock Lock 19.6 8.6 7.4 Lock Lock Lock
Net Debt to Equity % Lock Lock Lock Lock 858.5 1,266.0 1,933.2 Lock Lock Lock
Liquidity
Current Ratio X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Quick Ratio X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Cash & ST Inv/Current Assets % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
CFO/Current Liabilities % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
Balance Sheet Efficiency
Receivables Turnover X Lock Lock Lock Lock 0.2 0.2 0.2 Lock Lock Lock
Inventory Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Working Capital Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Payables Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Asset Turnover X Lock Lock Lock Lock 0.1 0.1 0.2 Lock Lock Lock
Du Pont
Asset Turnover X Lock Lock Lock Lock 0.1 0.1 0.2 Lock Lock Lock
x Pretax Margin % Lock Lock Lock Lock -26.1 -7.1 -10.8 Lock Lock Lock
= Pretax Return on Assets % Lock Lock Lock Lock -3.0 -1.0 -1.7 Lock Lock Lock
x Tax Rate Complement (1-Tax Rate) % Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Return on Assets % Lock Lock Lock Lock -3.0 -1.0 -1.7 Lock Lock Lock
x Equity Multiplier (Assets/Equity) % Lock Lock Lock Lock 10.8 14.7 21.5 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock -32.0 -14.1 -36.2 Lock Lock Lock
x Earnings Retention (1-Payout) % Lock Lock Lock Lock 100.0 100.0 100.0 Lock Lock Lock
= Reinvestment Rate (%) % Lock Lock Lock Lock -32.0 -14.1 -36.2 Lock Lock Lock
Operating Cycle
Days of Inventory on Hand Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
+ Days of Sales Outstanding Days Lock Lock Lock Lock 2,084.3 2,158.3 2,151.6 Lock Lock Lock
Operating Cycle Days Lock Lock Lock Lock 2,084.3 2,158.3 2,151.6 Lock Lock Lock
- Days of Payables Outstanding Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Net Operating Cycle Days Lock Lock Lock Lock 2,084.3 2,158.3 2,151.6 Lock Lock Lock

Dividends

Key Stats

Ex Dividend Date (est.)

N/A

DIV Yield

.0%

Franking Level

N/A

DPSg

N/A

Quality Yield

Lock

Falling Divs over next 2

Lock

Values and Recommendations

Key Stats

Consensus Score

Lock

Recommendation

Lock

EPS 1 month Change

Lock

Quality Yield

Lock

Falling Divs over next 2

Lock

Halo Consensus Score

Lock Chart

PEG Ratio

Lock Chart

Consensus EPS Revisions

Lock Chart

Short selling

Key Stats

Percent of Issue

0.00%

Value ($M)

0

Prior Change

N/A

7 Day Change

N/A

1 Month Change

N/A

3 Month Change

N/A

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HMY Shortsell

Frequently Asked Questions

The current share price of Harmoney Corp Ltd (HMY:ASX) is AU$0.38.
The 52-week high share price for Harmoney Corp Ltd (HMY:ASX) is AU$0.69.
The 52-week low share price for Harmoney Corp Ltd (HMY:ASX)? is AU$0.34.
The current TTM dividend payout for Harmoney Corp Ltd (HMY:ASX) is 0.00.
Harmoney Corp Ltd (HMY:ASX) does not pay a dividend.
Harmoney Corp Ltd (HMY:ASX) has a franking level of 0.0%.
Harmoney Corp Ltd (HMY:ASX) is classified in the Other Finance.
The current P/E ratio for Harmoney Corp Ltd (HMY:ASX) is 35.50.