EPY · ASX

EarlyPay Limited (ASX:EPY)

AU$0.2

 -0.005 (-2.5%)
ASX:Live
20/12/2024 03:50:00 PM
HALO Yield HALO Value HALO Ords HALO Growth HALO GARP +6
Consensus Score
/10
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EPY Overview

EPY Health Scores

Short Term

Mean Reversion

Neutral

Trend

Neutral

Event

Very Weak

Halo Model

MQV

Weak

GARP

Very Weak

MQV Small

Neutral

Valuation

Value

Consensus

Momentum

Price

Very Weak

Earnings

Neutral

Growth

Earnings

Very Weak

Dividends

Very Weak

Quality

Capital Efficiency

Neutral

Balance Sheet

Very Strong

About EPY

Website

EarlyPay Limited

Telephone

61.13.0066.6177

Address

Suite 5.01, Level 5 201 Miller Street North Sydney, New South Wales (NSW) 2060

Description

EarlyPay Ltd. engages in the provision of financial management and payroll services. It It operates through the Invoice Finance and Equipment Finance segments. The Invoice Finance segment consists of invoice finance or receivables finance which provides advance payments. The Equipment Finance segment provides loans secured against equipment. The company was founded by Gregory Riley in 2001 and is headquartered in North Sydney, Australia.

EPY Price Chart

Key Stats

Market Cap

AU$55.80M

PE

10.00

EV/EBITDA

36.9

Dividends Overview

DIV Yield

4.7%

Franking

100%

Ex Dividend Date (est.)

12-Sep-24

Market Data

52 weeks range

Low 0.15 - 0.26

Trade Value (12mth)

AU$11,192.00

1 week

-4.76%

1 month

8.11%

YTD

-24.53%

1 year

-21.57%

All time high

0.67

Key Fundamentals

EPS 3 yr Growth

-73.00%

EBITDA Margin

46.80%

Operating Cashflow

$9m

Free Cash Flow Return

5.10%

ROIC

1.30%

Interest Coverage

1.30

Quick Ratio

1.30

Other Data

Shares on Issue (Fully Dilluted)

273m

HALO Sector

Other Finance

Next Company Report Date

20-Aug-25

Ex Dividend Date (est.)

12-Sep-24

Next Dividend Pay Date (est.)

27-Sep-24

Reporting Currency

AUD

Short Sell (% of issue)

0.00

EPY Announcements

Latest Announcements

Date Announcements

20 December 24

Notification regarding unquoted securities - EPY

×

Notification regarding unquoted securities - EPY

20 December 24

Change of Director's Interest Notice - JB

×

Change of Director's Interest Notice - JB

05 December 24

Change of Director's Interest Notice - IT

×

Change of Director's Interest Notice - IT

03 December 24

CEO Remuneration Update

×

CEO Remuneration Update

29 November 24

Amended Constitution

×

Amended Constitution

28 November 24

FY25 Trading Outlook

×

FY25 Trading Outlook

28 November 24

Chairman Address to Shareholders

×

Chairman Address to Shareholders

28 November 24

FY24 AGM CEO Presentation

×

FY24 AGM CEO Presentation

28 November 24

Results of Annual General Meeting

×

Results of Annual General Meeting

01 November 24

Change in substantial holding from TOP

×

Change in substantial holding from TOP

01 November 24

Change in substantial holding from Tiga Trading Pty Ltd

×

Change in substantial holding from Tiga Trading Pty Ltd

01 November 24

Announcement of on-market share buy-back

×

Announcement of on-market share buy-back

01 November 24

Notification of buy-back - EPY

×

Notification of buy-back - EPY

29 October 24

Notice of Annual General Meeting/Proxy Form

×

Notice of Annual General Meeting/Proxy Form

13 September 24

Completion of On-Market Share Buy-Back

×

Completion of On-Market Share Buy-Back

13 September 24

Update - Notification of buy-back - EPY

×

Update - Notification of buy-back - EPY

13 September 24

Notification of cessation of securities - EPY

×

Notification of cessation of securities - EPY

12 September 24

Update - Notification of buy-back - EPY

×

Update - Notification of buy-back - EPY

09 September 24

Update - Notification of buy-back - EPY

×

Update - Notification of buy-back - EPY

27 August 24

FY24 Appendix 4E & Annual Report

×

FY24 Appendix 4E & Annual Report

27 August 24

Appendix 4G & Corporate Governance Statement

×

Appendix 4G & Corporate Governance Statement

27 August 24

Pause in Trading

×

Pause in Trading

27 August 24

FY24 Results

×

FY24 Results

27 August 24

FY24 Investor Presentation

×

FY24 Investor Presentation

27 August 24

Dividend/Distribution - EPY

×

Dividend/Distribution - EPY

EPY Fundamentals

Per Share Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Per Share, Growth & Valuations
EPS (Basic) $ Lock Lock Lock Lock 0.05 -0.03 0.01 Lock Lock Lock
EPS (Fully Diluted) $ Lock Lock Lock Lock 0.05 -0.03 0.01 Lock Lock Lock
     Growth % Lock Lock Lock Lock 47.8 -161.9 129.6 Lock Lock Lock
     PE X Lock Lock Lock Lock 9.8 27.9 10.0 Lock Lock Lock
     EV/EBITDA X Lock Lock Lock Lock 13.3 22.0 36.9 Lock Lock Lock
CFPS $ Lock Lock Lock Lock 0.05 0.05 0.03 Lock Lock Lock
FCFPS $ Lock Lock Lock Lock 0.02 0.01 0.03 Lock Lock Lock
     Growth % Lock Lock Lock Lock 22.8 -14.3 -35.5 Lock Lock Lock
     Yield % Lock Lock Lock Lock 4.3 7.3 18.1 Lock Lock Lock
DPS $ Lock Lock Lock Lock 0.03 0.00 0.00 Lock Lock Lock
     Growth % Lock Lock Lock Lock 39.1 -100.0 N/A Lock Lock Lock
     Yield % Lock Lock Lock Lock 6.0 0.0 4.7 Lock Lock Lock
     Payout Ratio % Lock Lock Lock Lock 68 0 17 Lock Lock Lock
BPS $ Lock Lock Lock Lock 0.30 0.25 0.27 Lock Lock Lock
BPS (Tangible) $ Lock Lock Lock Lock 0.19 0.15 0.15 Lock Lock Lock
     Growth % Lock Lock Lock Lock 59.5 -19.2 -2.9 Lock Lock Lock
Shares Outstanding
Diluted m Lock Lock Lock Lock 284 289 288 Lock Lock Lock
Basic m Lock Lock Lock Lock 281 289 286 Lock Lock Lock

Financial Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Income Statement
Sales $m Lock Lock Lock Lock 53 60 54 Lock Lock Lock
     Growth % Lock Lock Lock Lock 24.6 13.2 -9.4 Lock Lock Lock
Selling & General Expenses $m Lock Lock Lock Lock 9 31 13 Lock Lock Lock
Gross Income $m Lock Lock Lock Lock 33 41 35 Lock Lock Lock
     Growth % Lock Lock Lock Lock 33.5 22.9 -13.5 Lock Lock Lock
     Margin % Lock Lock Lock Lock 62.9 68.2 65.2 Lock Lock Lock
Cost of Goods Sold to Sales % Lock Lock Lock Lock 37 32 35 Lock Lock Lock
EBITDA $m Lock Lock Lock Lock 27 11 25 Lock Lock Lock
     Growth % Lock Lock Lock Lock 28.0 -56.8 122.4 Lock Lock Lock
     Margin % Lock Lock Lock Lock 50.0 19.1 46.8 Lock Lock Lock
Depreciation & Amortisation $m Lock Lock Lock Lock 2 2 3 Lock Lock Lock
EBIT $m Lock Lock Lock Lock 24 10 23 Lock Lock Lock
     Growth % Lock Lock Lock Lock 31.3 -59.8 134.4 Lock Lock Lock
     Margin % Lock Lock Lock Lock 45.7 16.2 42.0 Lock Lock Lock
Pretax Income $m Lock Lock Lock Lock 15 -11 4 Lock Lock Lock
Income Taxes $m Lock Lock Lock Lock 2 -3 1 Lock Lock Lock
Net Income $m Lock Lock Lock Lock 13 -8 2 Lock Lock Lock
     Growth % Lock Lock Lock Lock 82.7 -163.6 129.1 Lock Lock Lock
     Margin % Lock Lock Lock Lock 25.0 -14.0 4.5 Lock Lock Lock
Cash Flow Statement
Net Operating Cash Flow $m Lock Lock Lock Lock 13 9 9 Lock Lock Lock
Capital Expenditures $m Lock Lock Lock Lock 1 1 1 Lock Lock Lock
Net Investing Cash Flow $m Lock Lock Lock Lock -84 12 24 Lock Lock Lock
Net Financing Cash Flow $m Lock Lock Lock Lock 79 -21 -47 Lock Lock Lock
Free Cash Flow $m Lock Lock Lock Lock 13 9 9 Lock Lock Lock
     Growth % Lock Lock Lock Lock 164.0 -26.9 -0.2 Lock Lock Lock
     Margin % Lock Lock Lock Lock 0.2 0.2 0.2 Lock Lock Lock
Franking Balance $m Lock Lock Lock Lock 7 7 7 Lock Lock Lock
Balance Sheet
Cash & Short-Term Investments $m Lock Lock Lock Lock 53 53 40 Lock Lock Lock
Total Assets $m Lock Lock Lock Lock 385 360 314 Lock Lock Lock
Long Term Debt $m Lock Lock Lock Lock 151 143 79 Lock Lock Lock
Net Debt $m Lock Lock Lock Lock 241 227 197 Lock Lock Lock
Total Liabilities $m Lock Lock Lock Lock 299 287 241 Lock Lock Lock
Equity $m Lock Lock Lock Lock 85 73 73 Lock Lock Lock
Invested Capital Lock Lock Lock Lock 236 215 152 Lock Lock Lock
     Growth % Lock Lock Lock Lock 77.9 -8.6 -29.6 Lock Lock Lock
Return Ratios
Return on Assets % Lock Lock Lock Lock 3.4 -2.3 0.8 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock 15.5 -11.6 3.4 Lock Lock Lock
Return on Total Capital % Lock Lock Lock Lock 7.5 2.7 6.9 Lock Lock Lock
Return on Invested Capital % Lock Lock Lock Lock 7.2 -3.7 1.3 Lock Lock Lock
Cash Flow Return on Invested Capital % Lock Lock Lock Lock 6.9 4.1 5.1 Lock Lock Lock

Ratios Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Leverage
Interest Cover X Lock Lock Lock Lock 2.7 0.6 1.3 Lock Lock Lock
Debt to EBITDA X Lock Lock Lock Lock 9.1 19.9 7.7 Lock Lock Lock
Net Debt to Equity % Lock Lock Lock Lock 283.1 312.3 270.7 Lock Lock Lock
Liquidity
Current Ratio X Lock Lock Lock Lock 1.7 1.8 1.3 Lock Lock Lock
Quick Ratio X Lock Lock Lock Lock 1.7 1.8 1.3 Lock Lock Lock
Cash & ST Inv/Current Assets % Lock Lock Lock Lock 20.5 21.0 18.6 Lock Lock Lock
CFO/Current Liabilities % Lock Lock Lock Lock 8.5 6.4 5.8 Lock Lock Lock
Balance Sheet Efficiency
Receivables Turnover X Lock Lock Lock Lock 0.2 0.3 0.3 Lock Lock Lock
Inventory Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Working Capital Turnover X Lock Lock Lock Lock 0.5 0.6 1.0 Lock Lock Lock
Payables Turnover X Lock Lock Lock Lock 5.0 7.3 4.5 Lock Lock Lock
Asset Turnover X Lock Lock Lock Lock 0.1 0.2 0.2 Lock Lock Lock
Du Pont
Asset Turnover X Lock Lock Lock Lock 0.1 0.2 0.2 Lock Lock Lock
x Pretax Margin % Lock Lock Lock Lock 28.9 -18.5 6.5 Lock Lock Lock
= Pretax Return on Assets % Lock Lock Lock Lock 4.0 -3.1 1.1 Lock Lock Lock
x Tax Rate Complement (1-Tax Rate) % Lock Lock Lock Lock 13.5 0.0 30.6 Lock Lock Lock
Return on Assets % Lock Lock Lock Lock 3.4 -2.3 0.8 Lock Lock Lock
x Equity Multiplier (Assets/Equity) % Lock Lock Lock Lock 4.5 4.9 4.3 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock 15.5 -11.6 3.4 Lock Lock Lock
x Earnings Retention (1-Payout) % Lock Lock Lock Lock 31.9 100.0 82.6 Lock Lock Lock
= Reinvestment Rate (%) % Lock Lock Lock Lock 5.0 -11.6 2.8 Lock Lock Lock
Operating Cycle
Days of Inventory on Hand Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
+ Days of Sales Outstanding Days Lock Lock Lock Lock 1,502.2 1,207.7 1,245.9 Lock Lock Lock
Operating Cycle Days Lock Lock Lock Lock 1,502.2 1,207.7 1,245.9 Lock Lock Lock
- Days of Payables Outstanding Days Lock Lock Lock Lock 781.4 67.3 64.7 Lock Lock Lock
Net Operating Cycle Days Lock Lock Lock Lock 720.8 1,140.5 1,181.2 Lock Lock Lock

Dividends

Key Stats

Ex Dividend Date (est.)

12-Sep-24

DIV Yield

4.7%

Franking Level

100%

DPSg

N/A

Quality Yield

Lock

Falling Divs over next 2

Lock

Expected Dividend Cashflow

Dividend Clarity,
Enhanced
Strategy

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Values and Recommendations

Key Stats

Consensus Score

Lock

Recommendation

Lock

EPS 1 month Change

Lock

Quality Yield

Lock

Falling Divs over next 2

Lock

Halo Consensus Score

Lock Chart

PEG Ratio

Lock Chart

Consensus EPS Revisions

Lock Chart

Short selling

Key Stats

Percent of Issue

0.00%

Value ($M)

0

Prior Change

N/A

7 Day Change

N/A

1 Month Change

N/A

3 Month Change

N/A

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EPY Shortsell

Frequently Asked Questions

The current share price of EarlyPay Limited (EPY:ASX) is AU$0.2.
The 52-week high share price for EarlyPay Limited (EPY:ASX) is AU$0.26.
The 52-week low share price for EarlyPay Limited (EPY:ASX)? is AU$0.15.
The current TTM dividend payout for EarlyPay Limited (EPY:ASX) is 4.70.
The last dividend payment of EarlyPay Limited (EPY:ASX) is AU$0.00.
EarlyPay Limited (EPY:ASX) has a franking level of 100.0%.
EarlyPay Limited (EPY:ASX) is classified in the Other Finance.
The current P/E ratio for EarlyPay Limited (EPY:ASX) is 10.00.
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HALO Technologies Pty Ltd ABN 54 623 830 866 is a Corporate Authorised Representative No 1261916 of Macrovue Pty Ltd ABN 98 600 022 679 AFSL 484264. Macrovue Pty Ltd is a wholly owned subsidiary of HALO Technologies Pty Ltd.