EML · ASX

EML Payments Ltd. (ASX:EML)

AU$0.66

 -0.01 (-1.493%)
ASX:Live
21/11/2024 04:10:42 PM
HALO Value HALO Small HALO Ords HALO MQV SMALL HALO MQV +7
Consensus Score
/10
Recommend
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EML Overview

EML Health Scores

Short Term

Mean Reversion

Neutral

Trend

Neutral

Event

Neutral

Halo Model

MQV

Very Weak

GARP

Very Weak

MQV Small

Very Weak

Valuation

Value

Consensus

Momentum

Price

Neutral

Earnings

Very Weak

Growth

Earnings

Very Weak

Dividends

Very Strong

Quality

Capital Efficiency

Weak

Balance Sheet

Weak

About EML

Website

EML Payments Ltd.

Telephone

61.7.3557.1100

Address

Level 12 333 Ann Street Brisbane, Queensland (QLD) 4000

Description

EML Payments Ltd. engages in the provision of payment solutions and financial services. It operates through the following segments: Gift & Incentive (G&I), General Purpose Reloadable (GPR), Digital Payments (DP), and Group. The Gift & Incentive (G&I) products provides single load gift cards for shopping malls and incentive programs across the world. The General Purpose Reloadable segment includes reloadable cards to a variety of industries including, but not limited to Government, Salary Packaging, Gaming and Digital Banking. The Digital Payments segment focuses on the payment options for consumers. Its operations include funds disbursement, social and welfare payments, loyalty and rewards programs, loan disbursements, corporate expenses, procurement, and salary packaging. The company was founded in 2001 and is headquartered in Brisbane, Australia.

EML Price Chart

Key Stats

Market Cap

AU$262.93M

PE

281.40

EV/EBITDA

6.5

Dividends Overview

DIV Yield

.0%

Franking

N/A

Ex Dividend Date (est.)

N/A

Market Data

52 weeks range

Low 0.57 - 1.27

Trade Value (12mth)

AU$510,206.00

1 week

1.52%

1 month

8.94%

YTD

-16.25%

1 year

-39.37%

All time high

5.89

Key Fundamentals

EPS 3 yr Growth

-71.90%

EBITDA Margin

19.70%

Operating Cashflow

$417m

Free Cash Flow Return

203.50%

ROIC

-4.70%

Interest Coverage

6.50

Quick Ratio

0.00

Other Data

Shares on Issue (Fully Dilluted)

375m

HALO Sector

Other Finance

Next Company Report Date

20-Aug-25

Ex Dividend Date (est.)

N/A

Next Dividend Pay Date (est.)

N/A

Reporting Currency

AUD

Short Sell (% of issue)

2.23

EML Announcements

Latest Announcements

Date Announcements

19 November 24

Board Update and Withdrawal of Resolution from the 2024 AGM

×

Board Update and Withdrawal of Resolution from the 2024 AGM

28 October 24

Application for quotation of securities - EML

×

Application for quotation of securities - EML

28 October 24

Notification regarding unquoted securities - EML

×

Notification regarding unquoted securities - EML

25 October 24

EML 2024 Notice of Annual General Meeting

×

EML 2024 Notice of Annual General Meeting

24 October 24

Change of Director's Interest Notice

×

Change of Director's Interest Notice

30 September 24

Initial Director's Interest Notice

×

Initial Director's Interest Notice

26 September 24

Application for quotation of securities - EML

×

Application for quotation of securities - EML

25 September 24

Board Update

×

Board Update

25 September 24

Final Director's Interest Notice

×

Final Director's Interest Notice

24 September 24

Notification of cessation of securities - EML

×

Notification of cessation of securities - EML

17 September 24

2024 Annual General Meeting and Key Dates

×

2024 Annual General Meeting and Key Dates

17 September 24

Notification of cessation of securities - EML

×

Notification of cessation of securities - EML

12 September 24

Application for quotation of securities - EML

×

Application for quotation of securities - EML

03 September 24

Sentenial Sale Completes

×

Sentenial Sale Completes

29 August 24

Final Director's Interest Notice

×

Final Director's Interest Notice

29 August 24

Final Director's Interest Notice

×

Final Director's Interest Notice

29 August 24

Notification regarding unquoted securities - EML

×

Notification regarding unquoted securities - EML

28 August 24

2024 Appendix 4E and Annual Report

×

2024 Appendix 4E and Annual Report

28 August 24

2024 Appendix 4G and Corporate Governance Statement

×

2024 Appendix 4G and Corporate Governance Statement

28 August 24

FY24 Results Investor Presentation

×

FY24 Results Investor Presentation

22 August 24

Initial Director's Interest Notice

×

Initial Director's Interest Notice

19 August 24

Board Transition

×

Board Transition

13 August 24

Ceasing to be a substantial holder from MUFG

×

Ceasing to be a substantial holder from MUFG

09 August 24

Change in substantial holding

×

Change in substantial holding

09 August 24

Ceasing to be a substantial holder

×

Ceasing to be a substantial holder

EML Fundamentals

Per Share Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Per Share, Growth & Valuations
EPS (Basic) $ Lock Lock Lock Lock -0.01 -0.76 -0.02 Lock Lock Lock
EPS (Fully Diluted) $ Lock Lock Lock Lock -0.01 -0.76 -0.02 Lock Lock Lock
     Growth % Lock Lock Lock Lock 83.7 -5,760.0 97.1 Lock Lock Lock
     PE X Lock Lock Lock Lock 17.1 124.2 281.4 Lock Lock Lock
CFPS $ Lock Lock Lock Lock 0.06 -0.01 0.07 Lock Lock Lock
FCFPS $ Lock Lock Lock Lock 0.69 1.05 1.11 Lock Lock Lock
     Growth % Lock Lock Lock Lock 31.9 -122.4 610.3 Lock Lock Lock
     Yield % Lock Lock Lock Lock 56.4 167.6 119.4 Lock Lock Lock
DPS $ Lock Lock Lock Lock 0.00 0.00 0.00 Lock Lock Lock
     Growth % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
     Yield % Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
     Payout Ratio % Lock Lock Lock Lock 0 0 0 Lock Lock Lock
BPS $ Lock Lock Lock Lock 1.17 0.47 0.42 Lock Lock Lock
BPS (Tangible) $ Lock Lock Lock Lock -0.03 -0.05 -0.01 Lock Lock Lock
     Growth % Lock Lock Lock Lock -117.0 -57.7 75.3 Lock Lock Lock
Shares Outstanding
Diluted m Lock Lock Lock Lock 376 374 375 Lock Lock Lock
Basic m Lock Lock Lock Lock 371 374 375 Lock Lock Lock

Financial Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Income Statement
Sales $m Lock Lock Lock Lock 233 194 243 Lock Lock Lock
     Growth % Lock Lock Lock Lock 20.9 -16.4 24.9 Lock Lock Lock
Selling & General Expenses $m Lock Lock Lock Lock 51 59 54 Lock Lock Lock
Gross Income $m Lock Lock Lock Lock 128 110 166 Lock Lock Lock
     Growth % Lock Lock Lock Lock 29.6 -13.9 51.0 Lock Lock Lock
     Margin % Lock Lock Lock Lock 55.1 56.7 68.6 Lock Lock Lock
Cost of Goods Sold to Sales % Lock Lock Lock Lock 45 43 31 Lock Lock Lock
Depreciation & Amortisation $m Lock Lock Lock Lock 30 33 25 Lock Lock Lock
Pretax Income $m Lock Lock Lock Lock 0 -259 2 Lock Lock Lock
Income Taxes $m Lock Lock Lock Lock 4 1 12 Lock Lock Lock
Net Income $m Lock Lock Lock Lock -5 -285 -8 Lock Lock Lock
     Growth % Lock Lock Lock Lock 83.3 -5,832.6 97.1 Lock Lock Lock
     Margin % Lock Lock Lock Lock -2.1 -146.6 -3.5 Lock Lock Lock
Cash Flow Statement
Net Operating Cash Flow $m Lock Lock Lock Lock 263 392 417 Lock Lock Lock
Capital Expenditures $m Lock Lock Lock Lock 14 12 13 Lock Lock Lock
Net Investing Cash Flow $m Lock Lock Lock Lock -71 -1 -34 Lock Lock Lock
Net Financing Cash Flow $m Lock Lock Lock Lock 46 -2 -8 Lock Lock Lock
Free Cash Flow $m Lock Lock Lock Lock 261 392 416 Lock Lock Lock
     Growth % Lock Lock Lock Lock 470.6 50.0 6.2 Lock Lock Lock
     Margin % Lock Lock Lock Lock 1.1 2.0 1.7 Lock Lock Lock
Franking Balance $m Lock Lock Lock Lock 0 0 0 Lock Lock Lock
Balance Sheet
Cash & Short-Term Investments $m Lock Lock Lock Lock 74 71 43 Lock Lock Lock
Total Assets $m Lock Lock Lock Lock 2,682 2,995 2,484 Lock Lock Lock
Long Term Debt $m Lock Lock Lock Lock 88 74 3 Lock Lock Lock
Net Debt $m Lock Lock Lock Lock 18 27 48 Lock Lock Lock
Total Liabilities $m Lock Lock Lock Lock 2,245 2,820 2,325 Lock Lock Lock
Equity $m Lock Lock Lock Lock 437 175 159 Lock Lock Lock
Invested Capital Lock Lock Lock Lock 525 248 162 Lock Lock Lock
     Growth % Lock Lock Lock Lock 14.9 -52.7 -34.7 Lock Lock Lock
Return Ratios
Return on Assets % Lock Lock Lock Lock -0.2 -9.5 -0.3 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock -1.1 -163.2 -5.3 Lock Lock Lock
Return on Total Capital % Lock Lock Lock Lock 1.5 -4.7 8.8 Lock Lock Lock
Return on Invested Capital % Lock Lock Lock Lock -1.0 -67.4 -4.7 Lock Lock Lock
Cash Flow Return on Invested Capital % Lock Lock Lock Lock 53.5 101.5 203.5 Lock Lock Lock

Ratios Records

Historical data

Forecast data

AUD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Leverage
Net Debt to Equity % Lock Lock Lock Lock 4.1 15.5 29.9 Lock Lock Lock
Liquidity
Current Ratio X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Quick Ratio X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Cash & ST Inv/Current Assets % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
CFO/Current Liabilities % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
Balance Sheet Efficiency
Receivables Turnover X Lock Lock Lock Lock 2.9 1.8 2.3 Lock Lock Lock
Inventory Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Working Capital Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Payables Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Asset Turnover X Lock Lock Lock Lock 0.1 0.1 0.1 Lock Lock Lock
Du Pont
Asset Turnover X Lock Lock Lock Lock 0.1 0.1 0.1 Lock Lock Lock
x Pretax Margin % Lock Lock Lock Lock -0.1 -133.3 1.0 Lock Lock Lock
= Pretax Return on Assets % Lock Lock Lock Lock -0.0 -8.6 0.1 Lock Lock Lock
x Tax Rate Complement (1-Tax Rate) % Lock Lock Lock Lock 0.0 0.0 494.9 Lock Lock Lock
Return on Assets % Lock Lock Lock Lock -0.2 -9.5 -0.3 Lock Lock Lock
x Equity Multiplier (Assets/Equity) % Lock Lock Lock Lock 6.1 17.2 15.6 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock -1.1 -163.2 -5.3 Lock Lock Lock
x Earnings Retention (1-Payout) % Lock Lock Lock Lock 100.0 100.0 100.0 Lock Lock Lock
= Reinvestment Rate (%) % Lock Lock Lock Lock -1.1 -163.2 -5.3 Lock Lock Lock
Operating Cycle
Days of Inventory on Hand Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
+ Days of Sales Outstanding Days Lock Lock Lock Lock 126.2 199.2 156.6 Lock Lock Lock
Operating Cycle Days Lock Lock Lock Lock 126.2 199.2 156.6 Lock Lock Lock
- Days of Payables Outstanding Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Net Operating Cycle Days Lock Lock Lock Lock 126.2 199.2 156.6 Lock Lock Lock

Dividends

Key Stats

Ex Dividend Date (est.)

N/A

DIV Yield

.0%

Franking Level

N/A

DPSg

N/A

Quality Yield

Lock

Falling Divs over next 2

Lock

Values and Recommendations

Key Stats

Consensus Score

Lock

Recommendation

Lock

EPS 1 month Change

Lock

Quality Yield

Lock

Falling Divs over next 2

Lock

Halo Consensus Score

Lock Chart

PEG Ratio

Lock Chart

Consensus EPS Revisions

Lock Chart

Short selling

Key Stats

Percent of Issue

2.23%

Value ($M)

6

Prior Change

N/A

7 Day Change

N/A

1 Month Change

0.30%

3 Month Change

-0.50%

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EML Shortsell

Frequently Asked Questions

The current share price of EML Payments Ltd. (EML:ASX) is AU$0.66.
The 52-week high share price for EML Payments Ltd. (EML:ASX) is AU$1.27.
The 52-week low share price for EML Payments Ltd. (EML:ASX)? is AU$0.57.
The current TTM dividend payout for EML Payments Ltd. (EML:ASX) is 0.00.
EML Payments Ltd. (EML:ASX) does not pay a dividend.
EML Payments Ltd. (EML:ASX) has a franking level of 0.0%.
EML Payments Ltd. (EML:ASX) is classified in the Other Finance.
The current P/E ratio for EML Payments Ltd. (EML:ASX) is 281.40.
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HALO Technologies Pty Ltd ABN 54 623 830 866 is a Corporate Authorised Representative No 1261916 of Macrovue Pty Ltd ABN 98 600 022 679 AFSL 484264. Macrovue Pty Ltd is a wholly owned subsidiary of HALO Technologies Pty Ltd.