CCA · ASX

Change Financial Ltd (ASX:CCA)

AU$0.059

 0.0 (0.0%)
ASX:Live
30/12/2024 04:10:27 PM
Hammer Bullish HALO Ords HALO Consensus Value HALO Balance Sheet GROWTH AUS +3
Consensus Score
/10
Recommend
Target Price
Deviation
Unlock Full Consensus Insights

CCA Overview

CCA Health Scores

Short Term

Mean Reversion

Neutral

Trend

Neutral

Event

Neutral

Halo Model

MQV

Very Strong

GARP

Very Strong

MQV Small

Neutral

Valuation

Value

Consensus

Momentum

Price

Very Strong

Earnings

Neutral

Growth

Earnings

Weak

Dividends

Very Strong

Quality

Capital Efficiency

Neutral

Balance Sheet

Very Weak

About CCA

Telephone

N/A

Address

Description

Change Financial Ltd. engages in the provision of mobile digital banking. It operates through the Digital Banking segment. It offers ChimpChange Platform, which can establish a transactional bank account and immediately make instant peer-to-peer (P2P) transfers. The company was founded by Ashley Shilkin on May 6, 2011 and is headquartered in Brisbane, Australia.

CCA Price Chart

Key Stats

Market Cap

AU$38.46M

PE

27.90

EV/EBITDA

15.1

Dividends Overview

DIV Yield

.0%

Franking

N/A

Ex Dividend Date (est.)

N/A

Market Data

52 weeks range

Low 0.05 - 0.1

Trade Value (12mth)

US$3,352.00

1 week

5.36%

1 month

-11.94%

YTD

11.32%

1 year

9.26%

All time high

1.08

Key Fundamentals

EPS 3 yr Growth

-56.10%

EBITDA Margin

-7.00%

Operating Cashflow

$0m

Free Cash Flow Return

-6.60%

ROIC

-36.20%

Interest Coverage

-29.30

Quick Ratio

0.90

Other Data

Shares on Issue (Fully Dilluted)

628m

HALO Sector

Next Company Report Date

27-Aug-25

Ex Dividend Date (est.)

N/A

Next Dividend Pay Date (est.)

N/A

Reporting Currency

USD

Short Sell (% of issue)

0.00

CCA Announcements

Latest Announcements

Date Announcements

16 December 24

Notification regarding unquoted securities - CCA

×

Notification regarding unquoted securities - CCA

16 December 24

Change of Director's Interest Notice - T Russell

×

Change of Director's Interest Notice - T Russell

05 December 24

Notification of cessation of securities - CCA

×

Notification of cessation of securities - CCA

26 November 24

Trading Update - exiting loss making US operations

×

Trading Update - exiting loss making US operations

22 November 24

Final Director's Interest Notice - A Wilkie

×

Final Director's Interest Notice - A Wilkie

21 November 24

2024 AGM - Chair Address

×

2024 AGM - Chair Address

21 November 24

Results of Meeting

×

Results of Meeting

14 November 24

Change of Director's Interest Notice - G Sam

×

Change of Director's Interest Notice - G Sam

29 October 24

Quarterly Activities & Appendix 4C - Record revenue quarter

×

Quarterly Activities & Appendix 4C - Record revenue quarter

29 October 24

Q1 FY25 Investor Presentation

×

Q1 FY25 Investor Presentation

25 October 24

Webinar Notification - Q1 Results

×

Webinar Notification - Q1 Results

18 October 24

Notice of Annual General Meeting/Proxy Form

×

Notice of Annual General Meeting/Proxy Form

17 October 24

Retirement of Mr Alastair Wilkie as director

×

Retirement of Mr Alastair Wilkie as director

10 October 24

Notification of cessation of securities - CCA

×

Notification of cessation of securities - CCA

10 October 24

Notification regarding unquoted securities - CCA

×

Notification regarding unquoted securities - CCA

27 September 24

Change of Director's Interest Notice - T Russell

×

Change of Director's Interest Notice - T Russell

27 September 24

Change of Director's Interest Notice - I Leijer

×

Change of Director's Interest Notice - I Leijer

27 September 24

Change of Director's Interest Notice - A Wilkie

×

Change of Director's Interest Notice - A Wilkie

27 September 24

Change of Director's Interest Notice - E Grobler

×

Change of Director's Interest Notice - E Grobler

25 September 24

Application for quotation of securities - CCA

×

Application for quotation of securities - CCA

24 September 24

SPP Results

×

SPP Results

23 September 24

Notice under ASX Listing Rule 3.13.1

×

Notice under ASX Listing Rule 3.13.1

19 September 24

Notification - SPP closes today

×

Notification - SPP closes today

09 September 24

SPP opens - Letter & Offer Booklet

×

SPP opens - Letter & Offer Booklet

06 September 24

Application for quotation of securities - CCA

×

Application for quotation of securities - CCA

CCA Fundamentals

Per Share Records

Historical data

Forecast data

USD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Per Share, Growth & Valuations
EPS (Basic) $ Lock Lock Lock Lock -0.01 -0.01 -0.00 Lock Lock Lock
EPS (Fully Diluted) $ Lock Lock Lock Lock -0.01 -0.01 -0.00 Lock Lock Lock
     Growth % Lock Lock Lock Lock -2.7 42.6 25.4 Lock Lock Lock
     PE X Lock Lock Lock Lock N/A N/A 27.9 Lock Lock Lock
     EV/EBITDA X Lock Lock Lock Lock N/A N/A 15.1 Lock Lock Lock
CFPS $ Lock Lock Lock Lock -0.01 -0.00 -0.00 Lock Lock Lock
FCFPS $ Lock Lock Lock Lock -0.00 -0.00 -0.00 Lock Lock Lock
     Growth % Lock Lock Lock Lock -61.0 59.8 48.7 Lock Lock Lock
     Yield % Lock Lock Lock Lock -11.7 -7.1 -1.8 Lock Lock Lock
DPS $ Lock Lock Lock Lock 0.00 0.00 0.00 Lock Lock Lock
     Growth % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
     Yield % Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
     Payout Ratio % Lock Lock Lock Lock 0 0 0 Lock Lock Lock
BPS $ Lock Lock Lock Lock 0.01 0.01 0.01 Lock Lock Lock
BPS (Tangible) $ Lock Lock Lock Lock -0.01 0.00 -0.00 Lock Lock Lock
     Growth % Lock Lock Lock Lock -280.8 150.0 -141.4 Lock Lock Lock
Shares Outstanding
Diluted m Lock Lock Lock Lock 397 536 628 Lock Lock Lock
Basic m Lock Lock Lock Lock 397 536 628 Lock Lock Lock

Financial Records

Historical data

Forecast data

USD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Income Statement
Sales $m Lock Lock Lock Lock 8 9 11 Lock Lock Lock
     Growth % Lock Lock Lock Lock 33.0 6.0 21.6 Lock Lock Lock
Selling & General Expenses $m Lock Lock Lock Lock 2 2 2 Lock Lock Lock
Gross Income $m Lock Lock Lock Lock -2 -1 0 Lock Lock Lock
     Growth % Lock Lock Lock Lock -52.2 67.7 74.3 Lock Lock Lock
     Margin % Lock Lock Lock Lock -20.4 -6.2 -1.3 Lock Lock Lock
Cost of Goods Sold to Sales % Lock Lock Lock Lock 120 106 101 Lock Lock Lock
EBITDA $m Lock Lock Lock Lock -3 -1 -1 Lock Lock Lock
     Growth % Lock Lock Lock Lock -45.7 50.7 44.1 Lock Lock Lock
     Margin % Lock Lock Lock Lock -32.8 -15.3 -7.0 Lock Lock Lock
Depreciation & Amortisation $m Lock Lock Lock Lock 1 1 2 Lock Lock Lock
EBIT $m Lock Lock Lock Lock -4 -3 -2 Lock Lock Lock
     Growth % Lock Lock Lock Lock -52.6 30.9 9.3 Lock Lock Lock
     Margin % Lock Lock Lock Lock -46.2 -30.1 -22.5 Lock Lock Lock
Pretax Income $m Lock Lock Lock Lock -4 -3 -2 Lock Lock Lock
Income Taxes $m Lock Lock Lock Lock 0 0 0 Lock Lock Lock
Net Income $m Lock Lock Lock Lock -4 -3 -3 Lock Lock Lock
     Growth % Lock Lock Lock Lock -8.4 22.6 11.9 Lock Lock Lock
     Margin % Lock Lock Lock Lock -46.2 -33.8 -24.4 Lock Lock Lock
Cash Flow Statement
Net Operating Cash Flow $m Lock Lock Lock Lock -2 -1 0 Lock Lock Lock
Capital Expenditures $m Lock Lock Lock Lock 1 2 2 Lock Lock Lock
Net Investing Cash Flow $m Lock Lock Lock Lock -1 -2 -2 Lock Lock Lock
Net Financing Cash Flow $m Lock Lock Lock Lock 1 7 0 Lock Lock Lock
Free Cash Flow $m Lock Lock Lock Lock -2 -1 -1 Lock Lock Lock
     Growth % Lock Lock Lock Lock -5.2 42.2 53.1 Lock Lock Lock
     Margin % Lock Lock Lock Lock -0.2 -0.1 -0.0 Lock Lock Lock
Franking Balance $m Lock Lock Lock Lock 0 0 0 Lock Lock Lock
Balance Sheet
Cash & Short-Term Investments $m Lock Lock Lock Lock 2 5 3 Lock Lock Lock
Total Assets $m Lock Lock Lock Lock 10 15 13 Lock Lock Lock
Long Term Debt $m Lock Lock Lock Lock 1 0 0 Lock Lock Lock
Net Debt $m Lock Lock Lock Lock 0 -5 -2 Lock Lock Lock
Total Liabilities $m Lock Lock Lock Lock 7 7 7 Lock Lock Lock
Equity $m Lock Lock Lock Lock 4 9 6 Lock Lock Lock
Invested Capital Lock Lock Lock Lock 5 9 6 Lock Lock Lock
     Growth % Lock Lock Lock Lock -37.7 87.2 -30.2 Lock Lock Lock
Return Ratios
Return on Assets % Lock Lock Lock Lock -36.4 -19.1 -19.9 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock -106.9 -34.2 -44.6 Lock Lock Lock
Return on Total Capital % Lock Lock Lock Lock -61.7 -39.4 -32.9 Lock Lock Lock
Return on Invested Capital % Lock Lock Lock Lock -63.7 -44.8 -36.2 Lock Lock Lock
Cash Flow Return on Invested Capital % Lock Lock Lock Lock -30.9 -16.3 -6.6 Lock Lock Lock

Ratios Records

Historical data

Forecast data

USD 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Leverage
Interest Cover X Lock Lock Lock Lock -25.8 -15.2 -29.3 Lock Lock Lock
Debt to EBITDA X Lock Lock Lock Lock 0.1 4.0 3.3 Lock Lock Lock
Net Debt to Equity % Lock Lock Lock Lock -5.9 -61.2 -42.2 Lock Lock Lock
Liquidity
Current Ratio X Lock Lock Lock Lock 0.7 1.4 0.9 Lock Lock Lock
Quick Ratio X Lock Lock Lock Lock 0.7 1.4 0.9 Lock Lock Lock
Cash & ST Inv/Current Assets % Lock Lock Lock Lock 38.2 64.3 48.0 Lock Lock Lock
CFO/Current Liabilities % Lock Lock Lock Lock -31.5 -18.4 -7.8 Lock Lock Lock
Balance Sheet Efficiency
Receivables Turnover X Lock Lock Lock Lock 3.6 4.0 4.6 Lock Lock Lock
Inventory Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Working Capital Turnover X Lock Lock Lock Lock 0.0 3.3 0.0 Lock Lock Lock
Payables Turnover X Lock Lock Lock Lock 8.1 6.1 5.4 Lock Lock Lock
Asset Turnover X Lock Lock Lock Lock 0.8 0.6 0.8 Lock Lock Lock
Du Pont
Asset Turnover X Lock Lock Lock Lock 0.8 0.6 0.8 Lock Lock Lock
x Pretax Margin % Lock Lock Lock Lock -45.5 -30.4 -21.5 Lock Lock Lock
= Pretax Return on Assets % Lock Lock Lock Lock -35.9 -17.2 -17.5 Lock Lock Lock
x Tax Rate Complement (1-Tax Rate) % Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Return on Assets % Lock Lock Lock Lock -36.4 -19.1 -19.9 Lock Lock Lock
x Equity Multiplier (Assets/Equity) % Lock Lock Lock Lock 2.9 1.8 2.2 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock -106.9 -34.2 -44.6 Lock Lock Lock
x Earnings Retention (1-Payout) % Lock Lock Lock Lock 100.0 100.0 100.0 Lock Lock Lock
= Reinvestment Rate (%) % Lock Lock Lock Lock -106.9 -34.2 -44.6 Lock Lock Lock
Operating Cycle
Days of Inventory on Hand Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
+ Days of Sales Outstanding Days Lock Lock Lock Lock 102.6 90.8 79.3 Lock Lock Lock
Operating Cycle Days Lock Lock Lock Lock 102.6 90.8 79.3 Lock Lock Lock
- Days of Payables Outstanding Days Lock Lock Lock Lock 22.6 22.7 18.6 Lock Lock Lock
Net Operating Cycle Days Lock Lock Lock Lock 80.1 68.1 60.6 Lock Lock Lock

Dividends

Key Stats

Ex Dividend Date (est.)

N/A

DIV Yield

.0%

Franking Level

N/A

DPSg

N/A

Quality Yield

Lock

Falling Divs over next 2

Lock

Values and Recommendations

Key Stats

Consensus Score

Lock

Recommendation

Lock

EPS 1 month Change

Lock

Quality Yield

Lock

Falling Divs over next 2

Lock

Halo Consensus Score

Lock Chart

PEG Ratio

Lock Chart

Consensus EPS Revisions

Lock Chart

Short selling

Key Stats

Percent of Issue

0.00%

Value ($M)

0

Prior Change

N/A

7 Day Change

N/A

1 Month Change

N/A

3 Month Change

N/A

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Frequently Asked Questions

The current share price of Change Financial Ltd (CCA:ASX) is AU$0.059.
The 52-week high share price for Change Financial Ltd (CCA:ASX) is AU$0.10.
The 52-week low share price for Change Financial Ltd (CCA:ASX)? is AU$0.05.
The current TTM dividend payout for Change Financial Ltd (CCA:ASX) is 0.00.
Change Financial Ltd (CCA:ASX) does not pay a dividend.
Change Financial Ltd (CCA:ASX) has a franking level of 0.0%.
Change Financial Ltd (CCA:ASX) is classified in the Technology.
The current P/E ratio for Change Financial Ltd (CCA:ASX) is 27.90.